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Working Capital Loans and Finance

d7d731d6-61e1-40d2-8dae-59cbe44f0320.jpgA Working Capital Loan can be used for the running costs associated with everyday business operation. Traditionally raising working capital has been difficult without borrowing against property held by the business or the directors (owners) of the business. However we have access to Working Capital loans that are only secured against the other assets of the business.

Working Capital Loans

  • Fast turnaround times.
  • No Deposit Finance (Tap).
  • Leverage of over 800 millions dollars per annum.
  • Professional, informative service.
  • Full range of working capital options are available.
  • Access to over 30 bank and non-bank lenders.
  • Low rates and flexible terms.

We can help unlock Working Capital that is held in the form of equity in the existing assets of the business, such as equipment or machinery that you already own. In many cases the Working Capital funds we secure are required for a new opportunity, or to simply expand on your business' current operation, in order to increase penetration and market share. A Working Capital Loan can also be used to consolidate current debts in order to improve cashflow.

Working Capital Loans and Security

Working Capital Loans as we mentioned, can generally only be raised against "real" assets meaning property. At Equipfin we can secure funding for Working Capital against the "Chattel" (movable) assets of your business with no "liens" or charges against property you own. The value of the assets will be taken into account, but more importantly your commercial and personal history will also have leverage and bearing. This type of Working Capital Loan can be viewed simply as "the refinancing of equipment" you already own which is often impossible to do through the major banks.

8317b31a-95f2-4930-9f8d-745f7e28c892.jpgWorking Capital Loan Costs

The cost of a Working Capital Solution is directly related to the perceived risk associated with the assets and their current value, but also and more importantly, on the history of the borrowing business, the credibility of those operating it and current market trends.

Why use Equipfin?

Equipfin is part of the Platinum Direct Finance group of companies who will finance over 800 million dollars worth of Vehicles, TrucksBoats, Equipment and Machinery this year! Due to this volume and buying power, we can give our clients access to the best personal loan rates and financing products across Australia.

Need More Information

Call Us Now on 1300 959 144 or simply email us at [email protected] we will give you an immediate approval indication and have your loan underway in no time at all!

EquipFin Finance